We understand that not every buyer can pay the full amount up front. Here is how financing works with Superrays Motors.
Whether you are an okada rider buying your first work bike, a fleet operator expanding your operation, or a commuter making a personal purchase, we offer payment paths designed to make ownership more accessible.
Pay the full amount up front by cash, mobile money, or bank transfer. Collect the bike immediately after pre-delivery inspection, with full documentation and warranty from day one.
Best for: Buyers who want the simplest, fastest path to ownership with no ongoing payments.
Pay a deposit and spread the remaining cost over a series of monthly payments. Ownership transfers once the full amount is paid. Terms depend on the arrangement and the financing partner.
Best for: Okada riders, commuters, and fleet buyers who want to start earning or riding now while spreading the cost.
Contact us on WhatsApp or by phone. Tell us which model you want and that you are interested in installment options.
We explain what financing is currently available, including deposit amounts, monthly payments, and the total cost.
Provide the required documents for your application. We help you through the process.
Once approved, pay your deposit and collect your bike. Every bike receives a full pre-delivery inspection before handover.
The exact requirements depend on the financing arrangement. These are the common documents and details requested.
| Requirement | Details |
|---|---|
| Valid ID | National ID card, passport, or voter registration card. |
| Proof of address or employment | A utility bill, employer letter, or other accepted document showing where you live or work. |
| Mobile money or bank details | The account that will be used for payments. |
| Guarantor (if required) | Some arrangements require a guarantor. We will tell you up front if this applies. |
| Deposit | A deposit is required. The amount depends on the model and the financing terms. |
Requirements may vary depending on the financing arrangement and partner. Contact us for the current application process.
Deposit amounts depend on the model and the financing arrangement. Rather than hiding the figure, we give you a clear number when you enquire. Contact us with the model you are interested in and we will tell you the current deposit requirement.
Approval times vary depending on the financing partner and the completeness of your application. We will give you a realistic timeline when you apply, not an empty promise of “instant approval.”
The consequences of missed payments depend on the financing terms. We recommend understanding the full terms before committing, and we will walk you through them clearly so there are no surprises.
Yes. Every new Superrays motorcycle comes with a 6-month engine and gearbox warranty regardless of payment method. The warranty starts from the date of delivery.
Financing terms and partners may change over time. The information on this page reflects our current approach. Contact us for the latest options and to confirm what is available for the model you want.
Contact us to find out what payment options are available for your chosen motorcycle.
